This is a little late. I went to my mortgage website to get the numbers and they were in maintenance then I forgot. I have them now. This Debt report is not as great as I wanted it to be but I’m just now getting back to work after not working all summer so our snowball lost a little weight.
In January 2018 we started with $37,875.32 in debt which included credit cards, medical bills, a car and a school loan. As of September we have $18.645.06 in debt which still includes credit cards, medical bills and a school loan but not a car loan. That is down $161.54 from last month. We have paid, since January 2018 $19,230.26. We are over halfway there. Soon we shall be DEBT FREE!!!
As for our mortgage, which we won’t actively start trying to pay down until our fully funded emergency fund is, well, fully funded. The goal for that is $24,000.00.
Our original loan was $180,805.00. We have paid $15,557.74 since we bought the house and $391.44 since last month. Even though we aren’t focusing on paying this off, I do pay a little extra every month due to an escrow adjustment.
So that’s my September debt report. Who has a debt free journey they’d like to share?