Debt Free – Living Well Gracefully

Debt Update

This is a little late. I went to my mortgage website to get the numbers and they were in maintenance then I forgot. I have them now. This Debt report is not as great as I wanted it to be but I’m just now getting back to work after not working all summer so ourContinue reading “Debt Update”

Debt Update

So it has been a little bit since I’ve written a blog. The end of the school year brings some busy days for me as I get my bus cleaned and ready to turn in. I keep my bus clean all year but this year, for some reason, I waited until the end to getContinue reading “Debt Update”

My (Our) “I’ve had it” moment

What made me say, “This is it, we can’t live like this anymore, we have to pull our heads out and get our finances straight!?”

I can do it

I have never been the most self confident person. In fact I’m the most insecure person I know so believing that I can succeed at anything has been hard. But now I find myself succeeding more and more at things I do. Here’s what I’m seeing: Budgeting: I’ve tried to budget for many many years. Continue reading “I can do it”

Uhhh . . . You have how many savings accounts?

As of the time of this writing I have 7 savings accounts. Why? Because I’m the most undisciplined person I know. Here’s what they’re for: #1 is our Baby Emergency Fund. My husband has a portion of his paycheck deposited directly into this account and we never “see” it. I’m so excited that it willContinue reading “Uhhh . . . You have how many savings accounts?”

The Phone is ringing, don’t answer it

Another honest blog about my finances. There was a point in the recent past – VERY recent – that I refused to answer the phone. If your number was not programed into my phone I would not answer. I was AFRAID to answer it because I knew it was someone looking for money that IContinue reading “The Phone is ringing, don’t answer it”

Check Up

Oh My Goodness! Ummmmmm, Has it really been January since I’ve written a blog? That’s a little crazy. I was planning to keep myself accountable for reaching my goals through this blog. I’m going to do better. Here is where I am with my goals: Money: We started out with nothing in our emergencyContinue reading “Check Up”

Money Mission

Well, If I were to do a mini check up on where I am in my New Year goals I would have to say no bad. I’m not exactly on track with everything but I’m chuggin’ along and am actually doing better this year than in years past. MONEY I’m excited to say that, soContinue reading “Money Mission”